We know what it's like to get on a motorcycle and enjoy the freedom it provides, we also know how to properly cover you, the bike and your passengers.  Motorcycle insurance offers features and options that any enthusiast can appreciate and that you need to feel save while dealing with the wind in your face.

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Coverage Options

Medical Payments will usually cover reasonable and necessary medical expenses incurred as a result of injury to you or passengers while riding a motorcycle  This would include but not limit to ambulance transportation, hospital visits, x-ray, surgical and more.

Personal Injury Protection (PIP) is coverage that will help for reimbursements in the event you're hurt in an accident and the bills start piling up.  PIP will help cover:

1. medical and hospital exams
2. lost wages
3. child care
4. funeral and services that you would normally do yourself.

PIP is a required coverage in Florida.

Collision almost always means damage to your motorcycle and that is exactly what this coverage is for.  Collision coverage is for damages to your motorcycle that result with a collision to another object, including but not limited to another vehicle, tree, building or guard rail.

Comprehensive coverage is to cover damage to your bike when it's not involved in a collision.  Some examples would be:

1. Flooding
2. Wind
3. Vandalism
4. Theft
5. Other incidents that don't involve a crash with another vehicle or object.

Uninsured / Underinsured Motorist Bodily Injury. If you are in an accident that wasn't your fault you don't want to be stuck with the bill for someone's mistake, especially if they don't have enough insurance or worse, none at all.  Uninsured / Underinsured coverage will typically cover damages that result from the injury or death of you or a passenger on your motorcycle that were the result of a faulty other driver who is uninsured or underinsured.

Property damage liability is to help cover the damages that resulted from an accident where you are at fault.  You may be liable for damage to other vehicles, private residences, storefronts and other structures.

Bodily injury liability coverage is to help cover the medical bills for your passenger or the other driver in the event you are at fault in a crash.

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Additional Features

Customer parts coverage will cover the after-market parts and accessories that make your bike custom and personalized.  We understand the time and dedication you have put into making your bike one of a kind, this coverage will help protect it.

Guest passenger liability coverage will protect guest passengers who ride along with you.

First accident waiver will help prevent your rates from going up because of an accident if you've been a customer for at least four years.

Towing at no additional cost.

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Discounts

Additional discount and savings are given for:

• Good rider discount
• Multiple motorcycle discount
• Multiple policy discount
• Transfer discount
• Motorcycle organization discount
• Motorcycle safety course discount

Please Call Us Today: 239-594-9567